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Welcome!
Welcome to the online home of State Highway District #5 Credit Union! State Highway District #5 Credit Union is a non-profit financial cooperative and is member owned. For over 70 years, the Credit Union has provided a variety of financial services to meet the needs of its members. We continue to strive for excellence and work diligently to offer lower loan rates and higher dividend rates.
Mission Statement
It is the mission of the State Highway District #5 Credit Union to provide needed financial services with competitive rates at a high level of convenience and quality for its members.
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State Highway District #5 Credit Union believes that you've earned
and protected your credit so you should reap the rewards with
NO Gimmicks, No Fees, Just GREAT Low Rates!
Did you know that SHD5CU offers Share Secured Loans for 2.20% APR
with a 96 month term?
Car Loan Rates as low as 2.75% APR on a 24 month term?
Or a 60 month term for 3.50% APR?
You work hard for your money and excellent credit, that's why we want to work hard
for your business. Call us today and let us see how we can save you some money with
NO Gimmicks, NO Fees, Just GREAT Low Rates.
(509) 248-5522 or 1-800-831-1494
APR = Annual Percentage Rate. On Approved Credit, some restrictions may apply, rates subject to change.
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Check out Classic Bill Pay
Demo Now!!
Surcharge - free ATM locator
24/7 Audio Response Access
(509) 469-3655 • (800) 336-3815
To access your account you will need:
- A touch-tone telephone
- Your 3 or 4 digit primary account number
- Your access code (last 4 digits of social security number). It is recommended that you change your access code by pressing “8”.
This system will allow you to:
- Obtain current balances on your accounts (except VISA).
- Transfer funds between your accounts (shares, share draft, loans).
- Generate a check to have mailed or to pick up.
- Review previous transactions.
- Find out if a specific check has cleared.
Helpful Hints
To access your account you will need your 3 or 4 digit account number listed on your statement. For example: If your account is shown as 1/1234.0 you will need to use 1234; or if shown as 1/934.0 you will need to use 934.
When keying in dollar amounts, the last two digits will be treated as cents (7525 = $75.25)
PRESS * TO END CALL
The option to press 0 to speak to a representative has not been activated.
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Did you know you can view & pay
your Visa bill online

Click here for access
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Lost or Stolen VISA Card or Checkbook?
Debit Card
Weekends and after hours call 1-800-658-6644 (Select option 6)
VISA Credit Card
Call 1-800-808-7230
After hours call 1-800-543-5073
If you would like to have a copy of our Credit Card Agreement mailed to you,
please contact the Credit Union at (509) 248-5522 or 1-800-831-1494.
Check Book
Contact the Credit Union at 1-800-831-1494
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